Financial Advice

/Financial Advice
Financial Advice 2018-01-12T19:18:35+00:00

Kevin’s Philosophy on Investing – Keep it Simple!

1. The more you invest now, the more you will have in the future.
2. Invest according to you Risk Profile.
3. Align your investment approach with your investment goals.
4. Create a plan and commit to it. If life situations occur then you need to adjust the plan and re-commit to it. Adaptability is a must.
5. Complete an Annual Review.

The Client / Advisor Process:

Initial Meeting

  • Information gathering, goals discussion, cash-flow analysis, net worth discussion, etc.
  • Here we will get to know each other and see if we are a good fit for doing business together.
  • You will learn how I operate my practice.

2nd Meeting

  • Based on your needs, wants and goals, we will come up with an investment plan.

Follow-Up Meetings

  • Monitor the progress of the investment.
  • Re-gather Know Your Client information.
  • Discuss and changes, life events, etc.
  • Amend your plan if needed.
  • Repeat over the years.

If the value of an investment goes up or down, it is not due to any action on my behalf, but do to economic factors such as interest rates, inflation, dollar valuation, trade policies, etc.

*As an Investment Advisor it is my responsibility to assess your risk tolerance and invest your assets according to your risk tolerance and investment plan.

I cannot promise you a specific return on your investments held in anything other than a GIC or Savings Account. In regards to Investment Funds, all we can do is analyze past performance data in hopes of getting an idea of management style and potential performance. This is also why we complete an investor profile.

The best strategy for investing is to buy and hold assets and watch them grow with patience. Also, the time to contribute more is when market performance is on the decline and investment pricing is going down.

No one can. No one ever has. No one ever will. That is why we invest for the long term. Risk is reduced drastically as you extend your investment horizon.

I collect ‘trailer fee’ commissions paid directly by the Investment Companies I deal with, based on the total amount of assets I have under my management.

I invest my client’s money via a 0% Front End Load (FEL) fee structure.

i.e.: there is no cost to my client for making deposits or withdrawals from the investment fund accounts.




Contact Info

a. 1921 Mayor Magrath Drive South Lethbridge, Alberta

p. 403.317.0881